Ohio Department of Insurance OH-Life-Agent-Series-11-44 Valid Test : OHIO Life Insurance Agent Series 11-44

  • Exam Code: OH-Life-Agent-Series-11-44
  • Exam Name: OHIO Life Insurance Agent Series 11-44
  • Updated: Jul 21, 2026
  • Q&As: 107 Questions and Answers

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Ohio Department of Insurance OH-Life-Agent-Series-11-44 Exam Syllabus Topics:

SectionWeightObjectives
Topic 1: Insurance Regulation12%- Continuing education requirements
- Change of address and contact information
- Reporting convictions and disciplinary actions
- Renewal and nonrenewal
- Resident and nonresident rules
- Temporary licenses
- Assumed business names
- Licensing requirements
Topic 2: Life Insurance Product Knowledge- Settlement options and beneficiary provisions
- Cash value, dividends, policy loans and surrenders
- Policy provisions and types
- Section 1035 exchanges and rollover rules
- Modified Endowment Contracts and taxation

Ohio Department of Insurance OHIO Life Insurance Agent Series 11-44 Sample Questions:

1. An agent qualified to sell variable products in Ohio must report each of the following to the superintendent of
Insurance EXCEPT

A) a suspension from the National Association of Securities Dealers.
B) a felony criminal conviction.
C) the sharing of commissions with another qualified agent.
D) the revocation of an insurance license held in another state.


2. Which rider would allow additional insurance to be purchased at specified dates or events, without additional
underwriting?

A) Disability income.
B) Guaranteed insurability.
C) Cost of living.
D) Guaranteed renewability.


3. The structure of a credit life insurance policy does NOT allow for

A) conversion privileges.
B) coverage amount to match the loan amount.
C) group policies.
D) Individual policies.


4. Under what circumstances must an agent provide his or her business records to the superintendent of
Insurance?

A) under no circumstances due to privacy consideration
B) by authorization from the National Association of Insurance Commissioners (NAIC)
C) upon request of an insured
D) upon request of the superintendent


5. A policyowner may choose to have his/her life insurance policy dividends do all of the following EXCEPT

A) be paid to the policyowner in cash.
B) reduce the policy premium.
C) accumulate without interest.
D) purchase additional insurance protection.


Solutions:

Question # 1
Answer: C
Question # 2
Answer: B
Question # 3
Answer: A
Question # 4
Answer: D
Question # 5
Answer: C

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